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The Department of Environmental Conservation (DEC) has loan programs that provide loan opportunities as a source of low-cost financing for the repair or replacement of failed or damaged structures, storage tanks, water systems, onsite wastewater systems, and unsafe dams. These programs aim to protect public health and the environment while helping Vermonters with limited financial resources afford necessary upgrades to increasingly costly repairs or replacements. DEC is seeking proposals for financial, administrative, underwriting, and consultation services as described in the attached RFP in the operation and management of loan funds available for three programs described on the attached RFP.